Wholesale Mortgage Solutions
California Home Loans
Your California
Mortgage Broker.
Personal Service. Great Rates. Real Solutions.
Work directly with Matt Roth for purchase, refinance, investment property financing, and home equity loans throughout California.
Purchase
Loans
Loans
Refinance
Loans
Loans
Investment
Property Loans
Property Loans
Home Equity
Loans (HELOAN)
Loans (HELOAN)
FAST. SIMPLE. PERSONAL.
Statewide Lending
Wholesale Rates
Fast Turn Times
Personal Service
Personal Guidance. Real Experience
More Than Just a Mortgage
A financing strategy shaped around your life, your property, and your goals.
California real estate broker since 1997.
Every borrower and every property is different. Matt works personally with clients to identify financing solutions that fit their goals—whether purchasing a primary residence, refinancing, moving into the luxury market, or building a real estate investment portfolio.
Direct access to Matt
One point of contact from application through closing.
Personalized financing guidance
Explore options that fit your individual goals.
Real estate and mortgage experience
Guidance informed by nearly 30 years in California real estate.
Mortgage Solutions
Financing Built Around Your Goals
Home Purchase Loans
Financing options for first-time and experienced homebuyers.
Learn more Financing options for first-time and experienced homebuyers.
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Refinance
Explore opportunities to restructure your existing mortgage based on your financial goals.
Learn more Explore opportunities to restructure your existing mortgage based on your financial goals.
Learn More
Jumbo Loans
Financing solutions for higher-priced California properties, including qualified borrowers seeking loans up to $5 million.
Learn more Financing solutions for higher-priced California properties, including qualified borrowers seeking loans up to $5 million.
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Investment Property Loans
Options for investors purchasing rental and income-producing properties.
Learn more Options for investors purchasing rental and income-producing properties.
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DSCR Loans
Qualification based on property rental income rather than personal tax returns or income documentation.
Learn more Qualification based on property rental income rather than personal tax returns or income documentation.
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Non-QM Loans
Alternative financing options designed for self-employed borrowers, business owners, and non-traditional credit profiles.
Learn more Alternative financing options designed for self-employed borrowers, business owners, and non-traditional credit profiles.
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Home Equity Loans
Tap into your home equity with a fixed-rate Home Equity Loan (HELOAN).
Learn more Tap into your home equity with a fixed-rate Home Equity Loan (HELOAN).
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Full Underwriting Approval
Receive full underwriting approval prior to contract acceptance to strengthen your purchase offer.
Learn more Receive full underwriting approval prior to contract acceptance to strengthen your purchase offer.
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Experience That Goes Beyond the Loan
Meet Matt Roth
California Mortgage Loan Broker | Real Estate Broker | Rocket Pro Partner
With nearly three decades of experience in California real estate, Matt Roth brings a unique advantage to the mortgage process: he understands both the financing and the real estate transaction.
As a California Mortgage Loan Broker partnered with Rocket Pro, the wholesale division of Rocket Mortgage, Matt helps homebuyers, homeowners, and real estate investors explore competitive financing solutions while providing personalized, hands-on service from application through closing.
As a licensed California Real Estate Broker since 1997, Matt understands the offer, appraisal, contingencies, escrow, and closing process—and what it takes to keep a transaction moving.
Matt Roth | CA DRE #01153470 | NMLS #1986483 | Co. NMLS #2102875
SCAN TO START YOUR LOAN APPLICATION
Quickly access our online loan application and get pre-approved directly from your mobile device. Use the camera on your phone to scan the code.
Why Work With Matt?
An Advantage That Goes Beyond Financing
Nearly 30 Years in California Real Estate
A licensed California Real Estate Broker since 1997, Matt brings experience that extends beyond financing to the entire purchase process.
Wholesale Mortgage Access
Access to wholesale mortgage solutions through Rocket Pro and other lending resources, supported by personalized broker service.
One Point of Contact
Work directly with Matt throughout the mortgage process.
Real Estate + Mortgage Experience
Guidance from someone who understands the needs of buyers, sellers, and real estate agents.
The Mortgage Process
Your Mortgage, Step by Step
01
Documentation
Gather the documents needed to begin reviewing your loan application.
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02
Appraisal
An appraisal helps assess the property’s value for your financing.
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03
Initial Underwriting
Your application and supporting documents are reviewed by an underwriter.
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04
Conditional Approval
Address any conditions or additional information requested for approval.
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05
Clear to Close
Once final requirements are met, your loan can move toward closing.
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06
Closing
Complete final paperwork and funding to finish your mortgage transaction.
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Statewide service available
Mortgage Financing Throughout California
Serving homebuyers and homeowners throughout California, with a focus on San Diego County, Los Angeles County, Orange County, and the Coachella Valley.
San Diego County
Based in La Mesa, Matt works with San Diego County buyers, homeowners, and investors on purchases, refinances, and rental property financing. Whether you are buying your first home, evaluating a condo, or reviewing financing for another property, Matt can help you compare options and prepare for the lender’s documentation and property review.
- San Diego
- La Mesa
- El Cajon
- La Jolla
- Del Mar
- Rancho Santa Fe
- Solana Beach
- Encinitas
- Carlsbad
- Oceanside
- Chula Vista
Los Angeles County
Los Angeles County transactions can involve different property types and borrower income situations. Matt helps buyers and homeowners in Los Angeles, West Hollywood, and nearby communities review financing for primary homes, condos, investment properties, and refinances, with attention to the details that can affect underwriting and closing.
- Los Angeles
- West Hollywood
- Beverly Hills
- Hollywood Hills
- Santa Monica
- Malibu
- Pasadena
- Studio City
- Sherman Oaks
- Van Nuys
- Long Beach
Coachella Valley
Matt helps buyers, homeowners, and investors across the Coachella Valley review financing for primary homes, second homes, and rental properties. Whether you are purchasing in Palm Springs or refinancing elsewhere in the valley, he can help you compare available options, prepare your documentation, and understand the steps toward closing.
- Palm Springs
- Desert Hot Springs
- Cathedral City
- Rancho Mirage
- Palm Desert
- Indian Wells
- La Quinta
- Indio
Orange County
From Irvine to coastal Orange County, Matt helps clients evaluate purchase, refinance, and investment property financing. He can review how the property, homeowners association costs where applicable, available funds, and the borrower’s documentation fit the loan options under consideration.
- Newport Beach
- Irvine
- Costa Mesa
- Huntington Beach
- Laguna Beach
- Dana Point
- San Clemente
- Mission Viejo
- Fullerton
- Anaheim
Don’t see your community listed?
Mortgage services are available throughout California.
Contact Matt to discuss your purchase or refinance.
Mortgage services are available throughout California.
Contact Matt to discuss your purchase or refinance.
Rocket Pro Partnership
Wholesale Mortgage Options. Personal Broker Service.
As a Mortgage Loan Broker partnered with Rocket Pro, Matt
provides access to wholesale mortgage solutions while giving
clients direct, personalized guidance from application
through closing.
More Confidence When You Make an Offer
Ask Matt about Rocket Mortgage’s Verified Approval,
which includes an underwriter’s review of your income,
assets, and credit to help give sellers greater
confidence in your financing.
Verified Approval is not a guarantee of final loan approval.
Eligibility and loan conditions apply.
