Loan Programs

Investment Property Loans

Is An Investment Property Loan Right For You?

If you’re looking to build long-term wealth, generate passive rental income, or expand your real estate portfolio, an investment property loan is tailored for your goals. Whether purchasing your first rental property or adding to an established portfolio, having the right financing strategy allows you to leverage property assets effectively while keeping your capital working for you.

Benefits Of An Investment Property Loan

  • Flexible financing solutions customized to your investment strategy

  • Leverage rental income potential to qualify and boost purchasing power

  • Ideal for single-family homes, multi-family units, and short-term rentals

  • Competitive rates and loan structures designed specifically for real estate investors

  • Designed to help you build long-term equity and scale your portfolio

Investment Property Loan Eligibility Requirements

  • Must be designated as an investment property (non-owner occupied)

  • Down payment requirements typically range from 15% to 25% depending on property type

  • Minimum credit score and cash reserve guidelines apply

  • Options available for both traditional income verification and non-traditional cash-flow qualification

MORTGAGE TOOLS

Your Next Move Starts With Clarity.

FLEXIBLE FINANCING OPTIONS

Find the Right Home Loan for Your Next Move

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!

Conventional

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VA

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Jumbo

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Investment Property Loans

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DSCR Loans

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Non-QM Loans

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Home Equity

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Free Tools

Check out our other mortgage calculators

Access our top-rated mortgage calculators to expertly assess your financing options, compare various loan types, and make informed decisions for your home buying journey.

Affordability Calculator

Assess how much home you can afford based on your income, expenses, and desired down payment.

Early Payoff Calculator

See how making extra payments can help you pay off your mortgage faster and save on interest.

Rent vs Buy Calculator

Compare the costs of renting versus buying a home to determine the best financial decision for your situation.

Seller Net Profit Calculator

See how much you could make from your home sale with our Seller Net Profit Calculator.

Rate Buydown Calculator

Check out how much you can save with a seller-paid rate buydown.

HELOC Calculator

Estimate your credit limit and monthly payments with our HELOC Calculator!

Mortgage Comparison Calculator

Compare different mortgage options side by side to find the best fit for your financial needs.

Refinance Comparison Calculator

Evaluate the potential savings and costs associated with refinancing your existing mortgage.

DSCR Investor Calculator

See what your investor ratio is with our DSCR calculator.

Adjustable Rate Mortgage Calculator

Determine your potential monthly payments and interest costs for an adjustable-rate mortgage over time.

VA Calculator

Estimate your monthly payments and total costs for a loan backed by the Department of Veterans Affairs.

Jumbo Calculator

Calculate your monthly payments and total costs for a jumbo mortgage that exceeds conforming loan limits.

FHA Calculator

Determine your potential monthly payments and total costs for a Federal Housing Administration loan.

Conventional Calculator

See the monthly payment and total cost for a conventional mortgage loan.

USDA Calculator

Calculate the costs and monthly payments associated with a USDA Rural Development loan.

203k Renovation Calculator

Estimate your monthly payment for a loan that combines your home purchase or refinance with eligible renovation costs.

General Mortgage Payment Calculator

See what your monthly payment could be with our general repayment mortgage calculator.